Quick and Easy Car Finance Calculator
Compare car prices easily from the comfort of your home. Our online Car Finance Calculator provides instant loan repayment estimates so you can feel confident throughout the car purchasing process. Estimate your car finance options now!
This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.
Compare Rates and Calculate Repayments Instantly
Unleash the advantages of a new or second-hand car sooner by being fully prepared prior to applying for a car loan. By using our online calculator, you can easily compare interest rates and calculate repayments by entering just a few key details into the required fields.
In the market for a personal car loan? Our credit facilities include secured and unsecured car loans. Our secured options are ideal for buyers of new vehicles and high-quality used cars, while our unsecured options are for cars that aren’t suitable or available as collateral.
In the market for a commercial car loan? Business owners purchasing a car for business use have the full range of commercial credit facilities to choose from – Leasing, Chattel Mortgage, Rent-to-Own, and Commercial Hire Purchase.
It’s important to note that the exact interest rate you receive won’t be confirmed until your application is assessed by a lender. When using our car loan calculator, our current and highly-competitive interest rates are a helpful guide.
Use our online car finance calculator to compare repayment estimates easily. All you need to do is adjust the interest rate in our tool and the monthly repayment estimate will automatically update.
It’s never been so quick and straightforward to compare car loans – start estimating now and connect with our brokers for a firmed up quote.
- Compare rates on secured and unsecured car loans.
- Easily compare rates - see how we stack up against our competitors.
- Immediate estimates with best vehicle financing rates.
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To secure the most affordable loan, the interest rate is key. Our partnership with 80+ banks and lenders means we can offer the most competitive rates to ensure you get the best deal from the most suitable lender for your specific financial requirements. At Easy, we take a highly personal and tailored approach to every quote request and application. Let us match your profile with the right lender criteria so you can achieve the best rates and terms.
If you’ve been exploring the new or used car market, you may be feeling overwhelmed by the wide price range that exists. However, there’s no need to stress. Just use our online car loan calculator to obtain the figures that matter most.
The tool is a valuable resource for determining whether a car is going to work for your financial situation. The figures entered into the device and completely within your control – take advantage of the flexibility, versatility, and functionality of the device by effectively preparing and budgeting for your car purchase.
Use the device to compare your options, plan your budget, and confidently move towards finding the right credit solution for your personal or commercial requirements. Using the online car loan calculator is simple, fast, and user-friendly. Start estimating now and get the essential numbers that will guide your car purchase.
Australia wide Car Buyer Support - Our Online Car Finance Calculator
Our car loan estimator doesn’t just calculate repayments, it also allows you to easily narrow down your options and speed up the buying process. Once you know your desired loan payment, selecting a car model that works for you is made simple. Just set your budget for monthly payments, enter the car’s price as the loan amount, and set your preferred loan term and our current interest rate, and you’ll instantly see an estimate of your repayments.
You can also enter the price of other cars to compare and identify models that match your repayment goals! If the car you want is exceeding the amount you want to pay, make small adjustments to the interest rate and term until you reach the right amount. You may also consider making a larger down payment if you want to reduce the loan amount to meet your preferred repayment schedule.
Our online car loan calculator is an excellent way to find the right new or used car for your budget, whether it’s for personal or commercial purposes.
Compare loan estimates on all makes and models of car – sedans, SUVs, trucks, luxury cars and more. You can easily acquire a repayment estimate for both new and used vehicles via our online car loan repayment calculator. With our tool, you can compare loans for everything, from compact cars to large luxury models. Find a car that fits your budget by experimenting with the amounts entered into the relevant fields.
Remember! Loan rates for new and used cars vary, with second-hand cars typically attracting a higher interest rate. Estimate repayments, compare your options, and make a more confident and informed decision on your car purchase.
The length of time it takes to repay a car loan differs between individual borrowers. Some buyers like to pay off their loan quickly with a short term loan, others like to stretch the payment over a longer period of time to make their monthly repayment lower. At Easy, we offer loan terms of 1 to 7 years to cater for all types of car buyers. To find a loan term that works for you, compare repayment estimates for different loan terms by using our online car finance calculator. You’ll be able to adjust the term to find a repayment that best suits your financial situation and budget.
To calculate the best loan term, keep the entered loan amount and interest rate the same while adjusting the loan term field. You’ll be able to see how the monthly repayment changes based on the length of time you have selected to repay.
Considering dealer financing? Not sure how their rates stack up against our competitive offers? Wondering if your bank can give you a better deal?
Don’t let these questions overwhelm you. We understand interest rates vary a lot across the market, but our online calculator makes finding the best one simple. Easily compare how different interest rates affect your car loan repayments by using our online car finance calculator. Keep the loan amount and term the same while playing around with different rates to see how they impact your monthly payment amount. It’s a fast and simple way to get the essential answers you need prior to applying for a car loan. Figure out the best lender for your needs by using the device, or give us a call. We’re happy to provide a quick quote and get the application process started.
The best part about our car loan calculator is it’s free, online and always available! Estimate your car loan repayments anywhere and at any time. Whether you’re shopping online for a car, at a dealership, or at a car show – quickly convert quoted prices into repayment estimates to see how the cost fits into your budget.
No special apps, downloads, registrations, or fees are needed to use the device. Just log on from any internet-connected device and start calculating.
Select Car Price to Match Loan Repayments
Our car loan estimator doesn’t just calculate repayments, it also allows you to easily narrow down your options and speed up the buying process. Once you know your desired loan payment, selecting a car model that works for you is made simple. Just set your budget for monthly payments, enter the car’s price as the loan amount, and set your preferred loan term and our current interest rate, and you’ll instantly see an estimate of your repayments.
You can also enter the price of other cars to compare and identify models that match your repayment goals! If the car you want is exceeding the amount you want to pay, make small adjustments to the interest rate and term until you reach the right amount. You may also consider making a larger down payment if you want to reduce the loan amount to meet your preferred repayment schedule.
Our online car loan calculator is an excellent way to find the right new or used car for your budget, whether it’s for personal or commercial purposes.
Calculate and Compare All Car Makes & Models
Compare loan estimates on all makes and models of car – sedans, SUVs, trucks, luxury cars and more. You can easily acquire a repayment estimate for both new and used vehicles via our online car loan repayment calculator. With our tool, you can compare loans for everything, from compact cars to large luxury models. Find a car that fits your budget by experimenting with the amounts entered into the relevant fields.
Remember! Loan rates for new and used cars vary, with second-hand cars typically attracting a higher interest rate. Estimate repayments, compare your options, and make a more confident and informed decision on your car purchase.
Establish Your Ideal Repayment Schedule
The length of time it takes to repay a car loan differs between individual borrowers. Some buyers like to pay off their loan quickly with a short term loan, others like to stretch the payment over a longer period of time to make their monthly repayment lower. At Easy, we offer loan terms of 1 to 7 years to cater for all types of car buyers. To find a loan term that works for you, compare repayment estimates for different loan terms by using our online car finance calculator. You’ll be able to adjust the term to find a repayment that best suits your financial situation and budget.
To calculate the best loan term, keep the entered loan amount and interest rate the same while adjusting the loan term field. You’ll be able to see how the monthly repayment changes based on the length of time you have selected to repay.
Instantly Compare Car Loan Interest Rates
Considering dealer financing? Not sure how their rates stack up against our competitive offers? Wondering if your bank can give you a better deal?
Don’t let these questions overwhelm you. We understand interest rates vary a lot across the market, but our online calculator makes finding the best one simple. Easily compare how different interest rates affect your car loan repayments by using our online car finance calculator. Keep the loan amount and term the same while playing around with different rates to see how they impact your monthly payment amount. It’s a fast and simple way to get the essential answers you need prior to applying for a car loan. Figure out the best lender for your needs by using the device, or give us a call. We’re happy to provide a quick quote and get the application process started.
Use the Calculator Anywhere, at Any Time
The best part about our car loan calculator is it’s free, online and always available! Estimate your car loan repayments anywhere and at any time. Whether you’re shopping online for a car, at a dealership, or at a car show – quickly convert quoted prices into repayment estimates to see how the cost fits into your budget.
No special apps, downloads, registrations, or fees are needed to use the device. Just log on from any internet-connected device and start calculating.
Essential Car Buyer Tool - Create a Loan Plan, Set a Budget, Choose a Vehicle
- Plan your preferred car loan structure prior to application.
- Compare repayment estimates for all makes and models.
- Feel confident throughout the loan application and approval process.
- Assess repayments online anywhere and at any time.
- Calculator available for both commercial and personal car purchases.
Just Three Simple Steps to Use Our Online Car Finance Calculator
With our online finance calculator, it doesn’t take much effort to start comparing, planning, and preparing for your car loan. No special maths, financing, or computers are required to get the repayment estimates you need. Just conduct three simple steps and our tool will handle the complex calculations for you to provide valuable information about your new or second-hand car purchase.
Step 1 Enter the amount you need for your loan. This amount may be the price of the car you’re looking for a simple comparison, or for a loan with no deposit. If you do want to make a deposit, make sure you subtract the deposit amount from the car price prior to generating a calculation. If you are planning to include upgrade packs or accessories, make sure you add those to the purchase price when you enter it.
Step 2 Input the interest rate. Our current interest rates are a good guide to use for whatever type of loan you have chosen – securing, unsecured, or a commercial financing option. If you have sourced a rate from another lender, you can also use that as a guide. It is important to remember that the rate you enter may not be the exact one you are offered, but it will serve as a good reference of what to expect.
Step 3 Enter the loan term. This refers to the length of time you wish to take to repay the loan. The longer the loan term, the lower the repayments. The shorter the loan term, the higher the repayments. At Easy, we offer loan terms of 1 to 7 years.
Result Click calculate and you will receive the estimated repayment based on the figures you have entered.
If you want to calculate estimates for other vehicles or loan amounts, simply change the loan amount you have entered. You can also compare interest rates from different lenders by updating the interest rates, and the same for the loan term. Each time you make a change to the device, a new estimate will be generated.
This process can be repeated as many times as you like. Our calculator is invaluable for planning and providing the confidence you need to move forward and request a quote from our team of expert brokers.
- 3-step process for invaluable car financing insights.
- Simple-to-use loan calculator and comparison tool.
- Compare numerous vehicles and loan options for free.
Follow-Up Your Car Loan Repayment Estimates - Apply for Finance via Our Streamlined Application & Approval Process
Once you are happy with the estimate you have received, you can take the next step and request a car loan quote based on your specific situation! Our process for applying for car finance is simple and fast-paced. Let our car loan experts match you with the most suitable lender who will provide you with the most competitive interest rate. We process applications quickly and handle settlement with ease. Allow us to get you and your car on the road as quickly as possible.
Just click to request a quote. If you’re ready to apply, simply upload your details. We approve applications in as little as 24 hours. Want the most competitive car loan? Connect with our Easy Finance car loan brokers today!
The Most Frequently Asked Questions
How does the Car Finance Calculator work?
Use our car finance calculator to obtain monthly repayment estimates. The estimates generated by the device are based on the car’s price, loan term, and the interest rate you enter. After inputting these details, the device will instantly generate an estimate of your loan repayments. You can adjust the figures in the device (loan amount, rate, and term) to explore different car and loan options.
Does the calculator work for both new and used car loan estimates?
Yes – estimate repayments for both new and used car loans. You can compare estimates for all vehicles, from brand-new models to second-hand cars. Just input the car price and adjust the loan details and the calculator will do the rest. Remember that used cars typically attract a higher interest rate.
What types of car loans can I compare with the online calculator?
Our online calculator allows borrowers to compare all types of car loans – secured, unsecured, and commercial car loans like Chattel Mortgage, Leasing, Rent-to-Own, and Commercial Hire Purchase.
How do I choose the best loan term for my car purchase?
Choose the best loan term for your financial situation and consider your budget and repayment preferences. Longer loan terms (5-7 years) will generally lower your monthly payments but extend the loan duration, while short terms (1-3 years) result in higher payments but will be quick to pay off. Our calculator can help you experiment with different terms to see how the term affects the monthly repayments.
Can I use the calculator to estimate commercial car loans?
Our online estimator can be used for commercial car loans as well as personal ones. If you require a car for business use, or need financing options for a company vehicle – our calculator will provide repayment estimations for Leasing, Chattel Mortgage, Commercial Hire Purchase, and Leasing credit facilities.
Are the interest rates I enter into the calculator guaranteed?
The rates you enter into the car finance calculator are not guaranteed. You should only use these rates as a helpful guide to give you an idea of what to expect. The rates reflect current market trends and can help buyers estimate their loan repayments. The final rate a borrower receives is dependent on the lender’s assessment of their application, credit profile, and other factors.
How do I know if I can afford a car based on the calculator results?
You’ll be able to determine if a car is within your budget by adjusting the loan details entered into the calculator (price, term, interest rate). By viewing the estimated repayments generated by the calculator, you can assess whether that fits into your monthly income and financial commitments. If the car does not fit into your monthly income and financial commitments, it is likely that you cannot afford it. Adjust the loan amounts and terms to find a repayment plan that works for you.
I am heading to a remote car show, will the calculator work while I am there?
Yes – as long as you have internet connection. Access the calculator from your phone or tablet. Wherever you are, you can quickly estimate car loan repayments for any vehicle you are considering. No special apps or downloads are required. The device does not work without internet connection.
How do I apply for a car loan after I find my ideal estimate on the calculator?
Once you have identified an ideal car loan estimate, you can apply for a loan by requesting a quote online or by uploading your details. Alternatively, give us a call! Our team of expert brokers will assist you in moving through the process, matching you with the right lender for your financial situation. We process applications quickly and achieve approval generally within 24 hours.
Can I calculate multiple car loan options at once?
Yes, you can compare as many car loan options as you like via our car loan calculator. Compare different prices, interest rates, and loan terms to see how each one affects your monthly repayments. The online car loan calculator will generate repayments for every scenario, helping you choose the best loan for your requirements.
Let Easy Car Finance simplify the process by taking care of the complicated steps for you
